THOMAS LANGE (Head of Credit Analysis, Exporo AG)
Thomas Lange has more than 20 years of experience in the real estate sector. Among other things, he worked for 15 years as a loan officer for real estate finance and as an authorized officer at SEB AG in Hamburg and Frankfurt. So far, he has accompanied more than € 10 billion in financing without economic failure.

Despite the population decline, the number of residents in high-tech cities is expected to increase in Europe under the heading "reurbanisation wave". Because universities, colleges and research institutions as well as the central location of the metropolitan regions especially attract young ambitious professionals.
But that is far from everything - the future also needs different forms of living than it does today, because society and the home decor are changing. The proportion of singles and older people is growing, the demand for short-term housing is increasing: a new balance between individual living space and common areas is required.


Diversity through urbanity

The megatrend of individualization results in a growing variety of lifestyles, family models - and also forms of living. New freedoms, independence and the separation of social conventions such as family founding enable more and more individual decisions in private life. Cities are incubators as well as "test laboratories". The desire for individuality and self-realization grows and at the same time leads to new communities, cultures, forms of work, family and life models beyond old traditions.


From living to living space

In the next few years, the classical boundaries between living and working, between work and leisure, public and private, family and friends will continue to blur. The increasing need and the increasing need to be flexible, mobile and permanently attainable are reinforcing this trend as well as the possibilities that arise through modern technology, the Internet and digital networking. Different uses overlap and complement each other.

Innovative housing construction and future-oriented real estate management will therefore also develop new concepts that allow a functional integration and convergence of different areas of life.

The living and life trends of the future include:
• Co-working spaces - modern, fully-equipped shared offices that are temporarily leased to freelancers.
• Micro apartments and mini houses as affordable and alternative living space for singles and students.
• Smart Homes - networked "intelligent" real estate.
• Senior citizens' real estate and Ageless and universal design concepts with Ambient Assisted Living as a design principle.
• Green Living as a concept of natural and ecological living.

The information presented on this website does not represent an investment recommendation or investment advice or a tax consultation or legal advice and therefore can not replace a case-oriented advice. This presentation is not accompanied by any offer or solicitation to buy investment fund units. Information on opportunities and risks can be found in the current sales prospectus. The binding basis for the purchase of a fund is the key investor information (KIID), the valid sales prospectus and the terms of contract